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Personal Contract Purchase is one of two funding methods which we would recommend for private individuals, who may wish to opt out of a company car scheme or would like a car for private use. PCP also gives the customer the benefits of leasing a vehicle along with the option to own it if they so desire. PCP enables customers to upgrade to vehicles that might otherwise be unaffordable.
No depreciation risks
Contract can be settled early
Accurate monthly budgeting
Fixed interest rate
Low initial outlay
Optional monthly maintenance packages
No time consuming disposal issues
Simple hand back process at the end of the contract term
The customer needs to decide at the end of their contract whether they wish to sell the vehicle, return or keep it.
The customer must have a fully comprehensive insurance in place.
The contract only includes Road Fund Licence for the first 12 months.
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